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Can you trust Discover Bank?

This spring, I applied for a Discover Bank $25 bonus promotion. The written promotion said “a minimum deposit of [a certain amount]…must be received by 4/15/2013.” Discover Bank received said certain amount from me in March. My account balance was less than said certain amount on 4/15/2013.

Discover Bank has refused to give me the $25 bonus. The bank’s position is that there was an unstated condition associated with the promotion. According to the bank, not only did said certain amount have to be received BY 4/15/2013, the account also had to have a balance of said certain amount ON 4/15/2013.

Discover customer service representatives (as well as my totally impartial friends and family) have acknowledged that the plain meaning of “by 4/15/2013” does not imply or include the notion of “on 4/15/2013”. It’s hard to disagree.

Lesson: Be careful if you have anything important riding on something written by Discover Bank.

Crazy hoarders

Who was or will be the first American denied his gun rights due to a diagnosis of hoarding?

White-throated sparrow

WhiteThroatedSparrow

TransPerfect = LessthanPerfect

I have translated many hundreds of thousand words for TransPerfect over the course of several years. As evidenced by my ever-increasing rates and TransPerfect’s continued patronage during that time, I understand that mine was quality work.

I worked on a split job in September 2009, for which I was paid in November of 2009. Incidentally, if you do quality work, split jobs are almost never worth the hassle. If one of your fellow translators performs poorly, the end client will often have a bad feeling about the entire job. He or she may not even be told it was split.

In January of 2010, a person with whom I had never communicated before sent an email to me which said, in part:

“Unfortunately the client has come back with some negative feedback and is now refusing to pay his invoice. We will therefore need to cancel yoru [sic] invoice for this job. I understand it is both an unfortunate and exceptional situation but we are looking to salvage the relationship and ensure that we continue receiving work from this client.”

Subtext: The relationship with me be damned. Anyway, I figured that since the invoice was already paid, it was an internal accounting matter that was not my concern.

In April and May of 2011, I translated and billed TransPerfect for two jobs, which were accepted and forwarded to the client without complaint. The invoices were not paid. According to sources at the company, these new invoices were being offset against the old cancelled invoice from 2009. Using what is apparently the terminology used in-house for this behavior, a project manager explained that TransPerfect was “docking my pay.”

Translators beware. TransPerfect will treat you variably as an independent contractor or an employee, depending on how it suits the company’s needs in any given situation.

Coda: I still receive emails from TransPerfect project managers begging for my assistance with jobs that are difficult to place. After the stink I’ve raised with people at various levels of the company regarding the ongoing lack of payment, I can’t believe I’m not banned. Either TransPerfect is really desperate for quality translators, or their internal communications system is completely ineffective.

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James Wesley, Rawles “Founders: A Novel of the Coming Collapse”

Like the other two novels in this series, this was a real page-turner for me. I couldn’t wait to find out if the writing could get any worse than it already was. Almost everything about this book was bad, from the characters’ uni-dimensional stiff-upper-lip traditionalism to their stilted Ayn-Randian soapbox dialogue. These novels should be required curriculum for aspiring authors as an example of (1) how to write a novel that’s entirely not important, moving or enjoyable to read, and (2) how to pander to an annoying cohort to sell scads of books.

First off, what’s with the author’s commafied name? Is it a way for a traditionalist conservative to combine two surnames without using the (presumably) liberal device of hyphenation?

The author seems to be itching to let you know that he is a smart guy. Foreign language references and obscure facts pepper the text (but often in relation to useless minutiae about the bible and interpretations thereof). He comes across as a learned person, and probably impresses the hell out of your average tea bagger, but he lacks the world-is-grey open-mindedness that I find is the necessary product of really thinking things through. He seems like a dilettante, a painfully self-conscious high-schooler who desperately wants you to notice how sophisticated he (thinks he) is.

Militarism. Ugh. It is my understanding that the author is a retired soldier/spook of some kind. Most of the protagonists in the book are either current, past or retired employees of the armed forces or government, relatives of same, or armed forces camp followers. Everyone seems to have that maddening authoritarian closed-mindedness that either comes with that territory, or are birds-of-a-feather which that territory tends to attract. That particular chicken-egg question is interesting, but the bottom line is that the book makes it feel like we are surrounded by people who think like this, they are comfortable making the rest of us pay for their fantasy world, and the world is poorer for it (in all senses of the word).

Page 71-72. Young soldier Joshua gets married and moves in with his new wife Kelly and Mr. Monroe, his new father-in-law. “Let me lay down some Monroe Doctrine for you,” Mr. Monroe says. “If you are going to live in my house, then I expect you to attend home church meetings with us. [For you, dear reader, I have removed here Mr. Monroe’s stilted and unrealistic obsessive-compulsive exposition about church meeting locations and timing, and the interface of the same with guard duty schedules.] I consider attendance mandatory. Do I make myself clear?”

What kind of man considers this an appropriate way to think about relations with other people, or (god forbid) talks to them this way? This is not one of the book’s caricatures of a bad guy, or even a complex- or anti-hero-protagonist (there are none in the book). This is what the author considers a good guy.

You’d think Joshua would pack his bags post-haste, right? Or in the rough-and-tumble, post-apocalyptic times in which the novel is set, maybe stage (or at least plan, with gritted teeth, bitten tongue and bided time) a palace coup? Not quite. He says, without irony and with actual assent, “I wouldn’t have it any other way, sir.” If this kind of thing gets your goat, don’t read this book, unless, that is, you’re prepared to spend (waste?) several hours with your goat well-gotten.

I don’t know who is worse, the upstream authoritarian, Mr. Monroe, who wants to treat people like this, or the downstream authoritarian, Joshua, who accepts such treatment. Here we have the yin and yang of authoritarianism, both sides of which are black.

And note what a clever guy the author is by having the father-in-law’s last name be Monroe. Monroe Doctrine. Get it? Given the author’s ham-handedness, I wouldn’t have been surprised if there had been a character named Mr. Flank whose modus operandi was – wait for the reveal – to surprise enemies from the side. Or for the bad-guy enemy soldiers to have spoken with German accents. Oh wait. The book did have bad-guy enemy soldiers who spoke with German accents.

Page 92. In a flashback scene, we join Kelly and Joshua on a date – er, make that a rendezvous. “As well-educated Christians, they both disliked the word ‘dating,’ since both properly saw their meetings as courting for marriage.” Because, you know, there is only one appropriate way for young people who find each other attractive to relate to one another. The steak house was casual, so both “dressed up only to the extent of wearing freshly laundered jeans and nicer shirts.” It’s like Rawles read the Jacqueline Kim email as a model for how to describe a date. Kelly flirts: “Someday, let’s do a Bible study. We’ll take a concordance…After that, I’m confident that you’ll come around to my way of thinking.” Joshua flirts back: “I want to make it clear that I am courting you for marriage.” I blush – with embarrassment both for the author and for readers who think this garbage is in any way acceptable writing.

Page 201. Something good: A reference to Max Manus. Google him. Watch the movie.

Page 229. “The [bad-guy U.N.] brigade had…a polyglot of troops.: roughly one third American, one third German, and an odd mix of Dutch, Belgians, Lithuanians, Estonians, Bulgarians, and Britons. A few of them wore beards.” [emphasis added, author’s snide prejudice not]

There are times when I wonder if Mr. Rawles is a genius. Maybe he’s just affecting the ways of a hide-bound militaristic genre author. Maybe it’s all just smartly calculated and finely calibrated to get a (good) rise out of his God-fearing militaristic target audience and a (bad) rise out of liberal heathens like me, with any kind of rise being suitable for creating publicity and advancing sales. Rises for one and all, joy. Based on that take, he’s brilliantly successful. Maybe Rawles is a master social satirist who is laughing all the way to the bank, financially and artistically.

When I’m feeling less generous (as I much more commonly do), something tells me Rawles (Wesley, Rawles?) spends less time laughing all the way to the anything, and more time with a stern, matter-of-fact scowl on his face to accompany his government pension check.

It is my understanding that this book is the third installment of a trilogy. Thank God. That means it’s over.

Walter Block and Typhoid Mary

There’s quite an eye-opening dialogue at http://www.lewrockwell.com/block/block217.html. Libertarian Walter Block is defending his position, which in essence is that (1) an infected person violates the non-aggression principle when others become infected after contact with said infected person, and (2) forcing said infected person to be vaccinated for said infection does not violate the non-aggression principle.

Some thoughts:

1. The non-aggression principle is almost entirely useless.

The provision in the non-aggression principle that allows for the use of defensive force turns the supposed statement of principle into a tautology. When is a particular instance of force defensive, and when is it not? Since it is clear even in this simple case that reasonable people can disagree, the non-aggression principle is useless in application at any level of sophistication above the most basic. The Block dialogue is a perfect example.

Here we have (a) a small number of people involved in a dialogue (b) who presumably care deeply about limitations on the use of force (c) who ostensibly share a philosophy about it (d) faced with a simple, stripped-down, hypothetical thought experiment. The planets and stars are aligned in favor of an agreement. Instead, there is significant disagreement about whether offensive and defensive force is involved, and the factors that should be involved in the analysis thereof.

2. Block’s position is utopian.

Bad things happen. Sometimes these bad things are merely inefficient, other times they are awful. Sometimes they are even preventable. This does not necessarily mean that it is acceptable to use force to try to stop them from happening.

Germs exist. They use human bodies as hosts. This is a state of nature. Why can’t Block just accept that when he chooses to go out into the world and interact with other human beings (or even simply by choosing to remain alive), he is running the risk of exposing himself to such germs?

I shudder when an ostensible lover of freedom like Block classifies as a murderer (!) someone like Typhoid Mary. It’s amazing (and sad) how a human mind can take something that is really about Walter Block (the risks he faces by existing on the face of the earth, and by engaging with other people in that world) and turn it into something that is supposedly the fault of a disease carrier like Typhoid Mary.

The idea of forcibly vaccinating a disease carrier like Typhoid Mary is officious, interventionist and utopian. It is officious and interventionist in that Block would chose to act, rather than abstain from action, in the face of (a) his own use of physical force, (b) reasonable arguments against the propriety of it, and (c) serious uncertainty about the possible outcome of the use of such force. It is utopian in that Block seeks to turn a simple, sad fact about the state of nature (humans beings catch diseases and sometimes get sick or die as a result) and turn it into an excuse to lash out with a needle pointed in the direction of the rest of us with whom he shares the face of the earth.

It is as if Block accepts the “freedom from…” logic of Franklin D. Roosevelt, and would add “freedom from disease” (or, perhaps more precisely, “freedom from diseases that Block thinks may be preventable with actions which Block thinks are reasonable”) to a utopian wish list that will be instantiated for humanity by force.

3. Forced quarantine and forced vaccination are different concepts. Both are both immoral.

A call for help from our medical friends: does vaccination even help a person like Typhoid Mary, or those who might be infected by her? As I understand it, the immune system of someone already infected by a disease is already being challenged by that disease to create antibodies to that disease. Would vaccination add anything to that process? In the Typhoid Mary example, wouldn’t quarantine, rather than vaccination, be the intervention on the table?

With respect to quarantine, who gets to determine whether an alleged disease-carrier is actually carrying the disease? Does it matter whether the disease-carrier is contagious or not? Who determines the criteria for contagion? Can the nervous Nellies of the world simply retreat to their private real estate to avoid infection? I guess if I’m faced with a scenario so fraught with evidentiary issues, my tendency is err on the side of caution and forgo the use of force, even if someone somewhere might convincingly argue that the use of force would be defensive. Isn’t a magnanimous abstention from the use of force (even if justifiably defensive) more becoming a supposed freedom lover? What is the harm in defaulting to non-violence in ambiguous situations, especially when compared to the harm in using force at the drop of a hat? The world is filled with people who will argue that force is defensive (and thus justified) in almost any situation we might describe. Shouldn’t we freedom lovers at least try to promote the concept of not using force?

With respect to vaccination, I briefly touched on some of the issues at http://blog.alentrix.com/?p=191 under the “Page 104” heading. In essence, the question comes down to “Who gets to determine whether the costs of vaccination outweigh the benefits?” Since we’re talking about (a) a needle being stuck into my body and (b) foreign substances being introduced thereto, my answer, to put it bluntly, is that it should be me and me alone, and not Walter Block or anyone else, who gets to make that determination.

4. Summary

Allow me to suggest an approach more parsimonious, generous and more generally applicable than Block’s. In the face of serious ambiguity about cause and effect, and serious disagreement with respect to costs and benefits, why wouldn’t a freedom lover simply choose to abstain from the use of force? Why not assume that any use of force is not defensive unless proven otherwise?

Michael Lewis and “The Resilience Imperative and Civil Disobedience”

The Resilience Imperative and Civil Disobedience

“Well then, perhaps we need to follow the leads of McKibben, Jaccard, and Hansen, and go get arrested. Perhaps we need to breathe deeply and act courageously to make hope more concrete and despair less convincing. Perhaps those of us in the 50 to 90-year-old set need to commit to civil disobedience to honor our children, grandchildren and our hopes for their survival. The time has arrived for all of us, but especially the post-war “growth generation” to break out of our too comfortable zones. Stopping carbon emissions is a pre-condition, but nothing will change unless we are prepared to put ourselves on the line.”

Props to Mr. Lewis for accepting the responsibility members of his generation bear for many of the messes us young’ns are facing. Anti-props for reaching his age without realizing what a waste of time and effort (or worse) is that peculiar set of behaviors that we’ll call Civil Disobedience Leading to Arrest. If you want to have a compelling story to tell at your next cocktail party, by all means seek out a seat in the nearest protest paddy wagon. If you want to actually help the planet and improve our collective future, try on the following action plan for size:

1. Decide what your fair share of the world’s resources is, with particular emphasis on fossil fuel consumption and pollution sinks.
2. Derive a written plan for reducing your consumption of resources to this level.
3. Implement your plan.
4. Use your social capital to normalize this behavior and to place pressure on those who fail to follow suit.
5. Since you probably overestimated your fair share (or population growth has since rendered your initial estimate incorrect), rinse and repeat (sans sodium lauryl sulfate).

Book review: Christopher Hayes’ “Twighlight of the Elites”

Page 5. “As citizens of the world’s richest country, we expend little energy worrying about the millions of vital yet mundane functions our government undertakes. Roads are built, sewer systems maintained, mail delivered. We aren’t preoccupied by the thought that skyscrapers will come crashing down because of unenforced building codes; we don’t fret that our nuclear arsenal will fall into the wrong hands, or dread that the tax collector will hit us up for a bribe.” 1. Surely some people consider roads, sewers and mail to be vital. Is it possible to conceive of a reasonable person who might disagree? Is it possible to conceive of leaving such people alone by not requiring them to pay for these things? 2. Does Mr. Hayes really think that it is building codes that keep skyscrapers from falling down, rather than the goodwill and/or naked self-interest of those who front the money for skyscrapers, and the people who construct them, of their respective insurers? 3. A not insignificant number of humans on the face of the planet consider the nuclear arsenal to in fact be in precisely the wrong hands. 4. What useful distinction exists between a tax collector’s extractions and a bribe?

Page 13. Hayes needlessly amalgamates two different definitions of authority, dumping the wind from the sails of his argument. On one hand, there is authority based on expertise (consensual authority), in which one person voluntarily chooses to defer to another because of the latter’s perceived ability to make wiser choices that the former. This is a car mechanic in Hayes’ example. On the other hand, there is authority based on political sovereignty (imposed authority), in which one person involuntarily submits to another because of the latter’s use of force (or threat thereof). Hayes’ conflation of the two makes it seem like he really doesn’t understand the phenomena about which he is writing.

Page 16. “We have accepted that there will be some class of people that will make the decisions for us, and if we just manage to find the right ones, then all will go smoothly.” I’m not sure how broadly Mr. Hayes intends to extend the “we” who have accepted a class of people to make decisions for them, but it certainly doesn’t extend to me. This phrasing makes it seem like Mr. Hayes cannot even fathom the notion that such an abdication of responsibility might be anathema to a reasonable person. By the way, you will never “find the right ones”.

Page 22. Another way to look at the rise of Hayes’ Meritocracy is simply the expansion of the pool of people from which those with a certain authoritarian, institutional mindset are drawn. Where it used to be that only those who were white males could be Organization Men, now blacks, females, and homosexuals can join the party, so long as their mindset is suitably authoritarian and institutional. Diversity is increasing in terms of superficialities that don’t threaten those who benefit from institutional violence; diversity is decreasing in terms of fundamental values and acceptable choices about how to treat others and the environment in which we live.

Page 104. “The Crisis of [Imposed] Authority has produced a particularly virulent strain of this kind of rejectionism, as millions of parents refuse to have their children vaccinated because they believe – against the evidence and a broad and durable medical consensus – that vaccines cause autism and other conditions.” Page 106. “History has shown time and time again that the medical consensus at any given moment is far from infallible”.

First, who would Hayes have making vaccination decisions? Individual parents? Approved authorities who accept “far from infallible” medical consensus? Hayes himself?

Second, there are certainly reasons why a parent might choose to refuse to have their children vaccinated for reasons other than simple contrarianism (which I assume is what Hayes means by rejectionism), or that they believe vaccines cause autism (notwithstanding the fact that either of these rationales would be reason enough for anyone who accepts others’ right of self-ownership). First, a parent might perceive that the risk of a vaccine injury outweighs the expected benefit of potential immunity. Yes, vaccines demonstrably can and have caused injury. Who is Christopher Hayes to tell anyone that he or she must incur a risk of same? Second, a parent might decide that the level of herd immunity is sufficient to protect his or her child. Third, a parent might believe that a child has a right to control what happens to his or her body, and the child chooses not to get an injection. These are just three examples. Mr. Hayes would do well to consider opposing arguments before publishing his next book. It would make his argument much more persuasive.

Want a job?

OK, so everybody’s chattering away about how people need jobs so the economy turns around.

I’ve got 100 jobs available today. Of course, they don’t pay anything.

Not interested? Then perhaps it’s not so much a job that you want, but rather the money that you earn from a job.

Great. I’ve got thousands of digital denarii to pay you with.

Of course, denarii won’t buy you much these days, so maybe you’re not interested. You don’t want the money so much as you want what money can buy, right?

Now we’re getting somewhere. You don’t want a job. You don’t want money. You want control over something physical in the world, like a car or a PlayStation or a waitress at a restaurant.

First peach

I ate the first-ever of my orchard’s fruits today, a Sugar May white-fleshed acid peach. A tree-ripened peach is definitely better than store-bought. It’s even better from a tree you’ve taken care of yourself. The tree set a total of two fruits.

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